SAN DIEGO
12255 El Camino Real, Suite 125
San Diego, CA 92130
GET DIRECTIONS
858-771-9500
MURRIETA
25109 Jefferson Ave, Suite 205
Murrieta, CA 92562
GET DIRECTIONS
951-677-3960
Our planning fee pricing for income tax planning services is determined using a standardized matrix based on Net Worth, Income, and Meeting Frequency. This base planning fee price may be adjusted to account for increased complexity or the occurrence of a future income event. To project tax savings, we analyze prior year tax returns to determine their past tax liability to project out the following year’s tax liability. Based on facts collected and confirmed by the client, we then identify and evaluate applicable tax strategies and the estimated annual tax savings they would produce if implemented. The estimated annual tax savings are then divided by the annual engagement price proposed to/agreed to by the client to determine the multiple on estimated annual tax savings generated as it relates to the planning fees paid. Please note, these initial projections are preliminary and based on our current understanding of the client’s situation. Outcomes may vary based on client’s decisions or chosen course of action regarding the implementation of recommended strategies, their specific goals, and risk tolerance.
LEGAL PRIVACY POLICY CAREERS DISCLOSURES FORM CRS
© 2025 Centura Wealth Advisory. The Centura Wealth Advisory logo is a trademark.
CCG Wealth Management LLC (“Centura”) is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Centura and its representatives are properly licensed or exempt from licensure. For more information click here
Ep. 95 Understanding Alternative Investments: Why You Should Look Beyond Stocks and Bonds
Expanding Your Investment Horizons Alternative investments offer significant opportunities for superior risk-adjusted returns and portfolio diversification. Yet, many high-net-worth investors find their portfolios under-allocated to these assets. In Episode 95 of the Live Life Liberated podcast, Chris Osmond, CFA, CAIA®, CFP®, Chief Investment Officer at Centura Wealth Advisory, shares insights on the role of alternative […]
Ep. 94 How to Lower Your Capital Gains Taxes with Adam Buchwalter
Navigating State Taxes on Capital Gains For high-net-worth individuals, founder-led business owners, and C-level executives, managing capital gains taxes is a crucial component of wealth preservation. In this episode of Live Life Liberated, Centura Wealth Advisory’s Managing Director, Derek Myron, speaks with Adam Buchwalter, Partner at Wilson Elser, about the intricacies of state-level capital gains […]
Ep. 93 Our Proprietary Liberated Wealth® Process for Ultra-High-Net-Worth Clients
Unlocking Exponential Results with Centura Wealth Advisory Navigating wealth management as an ultra-high-net-worth individual requires a sophisticated, proactive approach that delivers exponential financial results. Centura Wealth Advisory’s Liberated Wealth® Process is a five-step, structured journey designed to help founder-led business owners, C-level executives, and other high-net-worth individuals optimize their financial strategies while preserving and growing […]
Ep. 92 How High-Income Business Owners Can Supercharge Their Retirement Savings
How Can High-Income Business Owners Supercharge Their Retirement Savings? Business owners with significant surplus cash flow often seek ways to maximize their retirement savings while minimizing tax burdens. Traditional retirement plans like 401(k)s and SEP IRAs offer tax deferral, but they come with contribution limits that may not fully utilize the financial potential of high-income […]
Ep. 91 Effective Use Cases of Life Insurance for Wealth Transfer, Tax Planning, and More
Life insurance is often viewed as a way to provide a death benefit. However, for high-net-worth individuals and business owners, life insurance can serve as a strategic financial tool for tax planning, and wealth transfer, and even as an alternative investment. In this episode of the Live Life Liberated podcast, Centura Wealth Advisory’s Sean Clark, […]
Ep. 90 Tax Countdown: Planning for the Expiration of the TCJA
In 2017, the Tax Cuts and Jobs Act (TCJA) introduced major changes to income and estate tax laws, offering tax cuts and adjustments that have shaped financial planning for high-net-worth individuals and business owners. However, these provisions are set to expire on December 31, 2025, which could result in higher tax rates and reduced exemptions. […]
Ep. 89 How to Plan for the Looming Estate Tax Issue
The Tax Cuts and Jobs Act (TCJA) significantly increased estate and gift tax exemptions, offering relief for high-net-worth families. However, with the law set to sunset on December 31, 2025, the exemption will be cut in half—exposing many more estates to a 40% tax rate on assets above the threshold. In this episode of Live […]
Ep. 88 Unbundling Financial Services and Maximizing Value for High-Net-Worth Individuals
The financial services industry has undergone a major transformation, shifting from commission-based models to fee-based Registered Investment Advisors (RIAs). While this change aimed to align client and advisor interests, it also led to the bundling of investment management with financial planning—raising the question: Are clients actually getting maximum value from bundled services? In this episode […]
Ep. 87 Investing Amidst Uncertainty: A 2024 Election Discussion with Michael Townsend
With the 2024 U.S. presidential election approaching, investors are facing increased market uncertainty. Geopolitical tensions, potential tax law changes, and congressional instability—including the ousting of the Speaker of the House and the risk of a government shutdown—are all adding to the complexity. In this episode of Live Life Liberated, Matt Griffith, CFP®, Senior Wealth Advisor, […]
Ep. 86 Keys to Building an Amazing Corporate Culture and a Rockstar Team
Fostering a Thriving Corporate Culture in a Hybrid World With hybrid work environments becoming the norm, many companies struggle to maintain a strong culture, attract top talent, and build cohesive, high-performing teams. At Centura Wealth Advisory, we have implemented innovative strategies to create an engaging, supportive, and productive workplace—whether employees are in San Diego or […]
Ep. 85 How Centura Creates Value for High-Net-Worth Individuals
As wealth increases, financial planning needs become more complex. Centura Wealth Advisory (Centura) specializes in serving high-net-worth and ultra-high-net-worth individuals, helping them optimize taxes, protect assets, and structure their wealth efficiently. In this episode of the Live Life Liberated podcast, Kyle Malmstrom and Sean Clark, MBA, share insights into Centura’s Liberated Wealth® process and discuss […]
Ep. 84 Delivering Exponential Client Value via Joint Casework with Gregg Gottlieb
The Power of Joint Casework in Wealth Advisory Advisors, are you looking to deliver exceptional value to your high-net-worth clients? The wealth management landscape is evolving, and collaboration is proving to be a key driver of success. In this episode of Live Life Liberated, Samantha Lawrence, CFP®, Associate Advisor at Centura Wealth Advisory (Centura), speaks […]